Overall Sustainability Score
50
Elevated
Scale: 0 = highest pressure, 100 = lowest pressure
City • IN
Chain-O-Lakes
This page summarizes financial pressure dynamics for Chain-O-Lakes. Cost pressure is modeled as burden plus change minus offsets, then decomposed into standardized pressure components.
Sustainability Score
Latest Snapshot
2024-12-31
Scale direction: Sustainability Score 0 = highest pressure, 100 = lowest pressure. Pressure Score 0 = low pressure, 100 = high pressure.
Trend
Stable
National Percentile
51st
Mid-Range
Higher percentile is better (less pressure than peers)
Local Narrative
What Is Driving Pressure In Chain-O-Lakes
Chain-O-Lakes currently has a sustainability score of 50 (Elevated) with a stable trend direction. National percentile is 51st (mid-range).
Top current component pressures are Essential Inflation Pressure (56, stable) and Utility Pressure (55, increasing).
Compared with St. Joseph County, Chain-O-Lakes is 5.3 points higher on sustainability (lower overall pressure).
Pressure Components
Component Breakdown
Higher component score = higher pressure
INSURANCE_PRESSURE
Insurance Pressure
Pressure Score: 38 • Trend: Stable
Moderate
Owner-cost burden proxy is 14.7% of income with 0.0% year-over-year movement.
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TAX_PRESSURE
Tax Pressure
Pressure Score: 52 • Trend: Increasing
Elevated
Median real estate taxes are $1,665 with 6.8% year-over-year movement.
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UTILITY_PRESSURE
Utility Pressure
Pressure Score: 55 • Trend: Increasing
Elevated
Median gross rent proxy is $1,062 with 3.1% year-over-year movement.
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ESSENTIAL_INFLATION_PRESSURE
Essential Inflation Pressure
Pressure Score: 56 • Trend: Stable
Elevated
Essential burden proxy (gross rent to income) is 19.1% with 0.0% year-over-year movement.
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INCOME_OFFSET
Income Offset
Pressure Score: 52 • Trend: Stable
Elevated
Median household income is $66,868 with 3.1% year-over-year growth.
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Research Path
Continue From Chain-O-Lakes
Use this location profile as the anchor page, then compare component pages and related geographies before finalizing interpretation. Validate assumptions with methodology and source documentation.