U.S. Cost Pressure by Location

Burden • Change • Offset

Component Ranking

Highest Insurance Pressure States

Insurance pressure is currently represented through owner-cost burden proxy and movement. It is designed to flag places where insurance-related affordability strain is likely contributing to household pressure.

Snapshot

2024-12-31

Methodology v1-acs5-2024

Rows

25

Media table rows shown on this page.

Leading Location

California

CA • Insurance Pressure Score

Ranking Visual

Top Results

Bars show relative pressure intensity for the ranking signal used on this page.

Methodology Note

How This Ranking Is Calculated

Ranked by Insurance Pressure component score, where higher component pressure means worse modeled pressure. This launch does not claim a full premium dataset.

Each row links to the canonical geography report so readers can inspect component breakdown, trend direction, driver context, and methodology notes without creating duplicate report URLs.

Full Table

Highest Insurance Pressure States

Canonical ranking page

RankLocationScoreTrendNational PercentileRanking Signal
#1California

CA

29Stable3rd89 pressure
#2Florida

FL

24Increasing1st87 pressure
#3New Hampshire

NH

43Stable30th85 pressure
#4Massachusetts

MA

32Increasing5th83 pressure
#5Rhode Island

RI

35Increasing11th83 pressure
#6Oregon

OR

33Increasing7th78 pressure
#7New York

NY

33Stable9th78 pressure
#8Colorado

CO

39Stable22nd75 pressure
#9Nevada

NV

35Increasing13th74 pressure
#10District of Columbia

DC

45Decreasing36th70 pressure
#11Maryland

MD

45Stable38th70 pressure
#12New Jersey

NJ

39Decreasing22nd70 pressure
#13Texas

TX

35Increasing14th69 pressure
#14Hawaii

HI

47Decreasing45th68 pressure
#15Illinois

IL

43Stable30th68 pressure
#16Vermont

VT

55Decreasing70th66 pressure
#17Connecticut

CT

43Decreasing26th65 pressure
#18Wyoming

WY

58Increasing74th65 pressure
#19Montana

MT

49Increasing49th64 pressure
#20Minnesota

MN

45Increasing39th62 pressure
#21Utah

UT

45Increasing36th61 pressure
#22Virginia

VA

41Increasing24th61 pressure
#23Georgia

GA

38Increasing18th61 pressure
#24Nebraska

NE

47Increasing47th61 pressure
#25Washington

WA

38Stable18th60 pressure

Citation

How To Cite This Index

Cite as: CostPressureIQ Household Cost Pressure Index, methodology v1-acs5-2024, snapshot 2024-12-31, covering 34,519 U.S. geographies.

Snapshot Date

2024-12-31

Methodology Version

v1-acs5-2024

Coverage

34,519 geographies

Source note: current launch scores use ACS-backed burden, movement, and income-offset proxies. Utility, insurance, and essential burden categories are bridge signals until more granular nationally consistent public datasets are added.

Ranked by Insurance Pressure component score, where higher component pressure means worse modeled pressure. This launch does not claim a full premium dataset.